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Home Improvements31 March 20267 min read

How to Find a Good Contractor for Home Improvements

The difference between a good contractor and a bad one isn't always obvious up front. Here's a practical guide to vetting UK tradespeople - what to check, what to ask, and the red flags that should make you walk away.

Chris Ward

Chris Ward

Written by Chris Ward, Less.co.uk founder

Qualified contractor working on electrics

Start with what the job actually requires

Some trades are legally regulated. For those, there's a specific certification to check - and if the person doing the work isn't registered, the work may be illegal and you're potentially uninsured. Our companion guide on how to choose a builder goes into more detail on selecting general builders specifically.

Required certifications by trade

Gas work (boilers, gas fires, central heating)
Gas Safe Register(gassaferegister.co.uk)
Double glazing (windows/doors)
FENSA or CERTASS(fensa.org.uk)
Electrical work (new circuits, consumer units)
NICEIC, NAPIT, or Part P self-certify(niceic.com)
Oil boilers
OFTEC registration(oftec.org)
Builder (general)
FMB membership (recommended, not mandatory)(fmb.org.uk)

How to find candidates

Personal recommendations are still the most reliable source. If a neighbour had their boiler done and they're happy a year later, that's more valuable than any review platform. Ask specifically: "Did they turn up on time? Did the price change? Would you use them again?"

For trades where you don't have a personal recommendation, a few useful sources:

Qualified plumber working on pipework in a UK home

Getting quotes right

Get at least three quotes. Not for price comparison alone - for what you learn. If two quotes are £2,000 and one is £800, the cheap quote is probably leaving something out. Ask each contractor what's included and compare line by line. Our cost guidescover typical prices for every major home improvement, so you'll know what a fair number looks like before anyone turns up.

A proper quote should specify: the scope of work, materials to be used (make and model where relevant), disposal of waste, timescale, payment terms, and what happens if the job runs over.

If a quote is just "supply and fit boiler - £1,800" with no further detail, ask them to itemise it. If they won't, find someone who will.

Checking credentials in practice

Most credential checks take less than 5 minutes online. The Gas Safe Register website has a live lookup by registration number. FENSA has a similar tool. For Companies House, a business name search takes 30 seconds.

Ask to see proof of public liability insurance. Most legitimate contractors carry £1–5 million. If they can't provide a certificate, that's a problem.

References are underused. If a contractor has been trading for 5+ years, they'll have plenty of satisfied customers. Ask for two or three who had similar work done, and call them. The specific question to ask: "Was the final price what was quoted?"

House extension project in progress on a UK property

Red flags

Wants a large cash deposit upfront (more than 25–30%)

Legitimate contractors don't need you to fund their materials before starting

Can't provide proof of insurance

If something goes wrong, you could be liable

No fixed business address or landline number

Genuine businesses are traceable

Quote is dramatically lower than the others

Usually means cutting corners on materials or skipping essential steps

Pressure to sign on the same day

High-pressure tactics are a classic warning sign

Won't provide a written quote

Without it in writing, you have no protection if the price creeps up

Asks you to get the skip or scaffolding yourself to 'save money'

This is often how extras creep in - get everything included in one quote

Payment terms

Never pay more than 25–30% upfront, even for large jobs. Legitimate contractors can fund materials with a reasonable deposit. A request for 50%+ before work starts should raise questions. If you're planning a bigger project, our guide to saving money on home improvements covers payment strategies alongside other ways to cut costs.

For longer projects, agree a payment schedule tied to completion milestones - not dates. "Payment when first fix is signed off" is better than "payment on week three". Hold back a meaningful final payment (10–15% is common) until snagging is complete.

Pre-hire checklist

  • Checked for trade-specific certification (Gas Safe, FENSA, NICEIC etc.)

    Mandatory for regulated trades

  • Checked Companies House or confirmed sole trader status

    Takes 2 minutes at companieshouse.gov.uk

  • Read reviews on a platform you trust (Google, Checkatrade, Which Trusted Traders)

    Look for patterns, not just the star rating

  • Asked for 2-3 recent references

    And actually called them

  • Got at least 3 written, itemised quotes

    Compare line by line, not just the total

  • Confirmed they have public liability insurance

    £1m minimum for most jobs

  • Agreed a payment schedule tied to milestones

    Not just dates

  • Got the job specification and timeline in writing

    Before any money changes hands

Know what the job should cost first

Understanding what a fair price looks like is your best defence against being overcharged. Use our calculators to get a quick estimate before you start calling around.

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Frequently Asked Questions

How many quotes should I get for home improvement work?
Get at least three written quotes for any job over £500. This gives you enough data points to spot outliers — if one quote is significantly cheaper or more expensive than the others, ask why. Make sure each contractor is quoting on the same specification so you are comparing like for like. Written quotes that itemise materials and labour are far more useful than verbal estimates.
What credentials should I check before hiring a tradesperson?
At minimum, check that they have public liability insurance (at least £1 million), and relevant trade body registration. Gas engineers must be Gas Safe registered — verify this on gassaferegister.co.uk. Electricians should be registered with a Part P scheme such as NICEIC, NAPIT, or ELECSA. For general building work, TrustMark, the Federation of Master Builders, or a similar industry body provides an additional layer of assurance.
What are the red flags when hiring a contractor?
Watch out for: requesting a large deposit upfront (more than 10-15% is unusual), refusing to provide a written quote, no public liability insurance, pressure to commit immediately, no fixed business address, and unusually low prices that undercut every other quote. A legitimate tradesperson will be happy to provide references, show proof of insurance, and give you time to decide.
Should I pay a deposit for building work?
A small deposit of 10-15% is normal for larger projects where the contractor needs to order materials. Never pay more than 25% upfront. Stage payments tied to project milestones are standard for bigger jobs — for example, 10% on signing, 30% at first fix, 30% at second fix, and 30% on completion. Never pay the final instalment until all snagging items are resolved. Avoid paying in cash without a receipt.