What Can I Get for My Budget?
Enter your total renovation budget and pick the home improvements you want. We'll show you how far your money goes, adjusted for prices in your part of the UK. Toggle items on and off to build a plan that works for you.
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How this tool works
Our budget explorer shows you exactly which home improvements you can afford within your budget, adjusted for your part of the UK. You enter a total budget and select your region, and the tool displays a list of common improvements with their estimated cost. Toggle items on and off to build a plan that fits your finances.
Prices are based on mid-range specifications for a typical three-bedroom semi-detached house, with regional multipliers applied to reflect local labour rates. As you select improvements, the tool tracks your remaining budget in real time and flags when you are close to your limit. It also shows estimated value added and energy savings where relevant.
These are average estimates designed to help you plan. Actual costs depend on your property's size, condition, and the specification you choose. The tool is most useful as a starting point for conversations with tradespeople - once you have a shortlist of improvements, get proper quotes for each one to confirm the numbers.
Frequently asked questions
How much does a full house renovation cost in the UK?
A full house renovation for a typical three-bedroom semi costs between £20,000 and £60,000 in 2026, depending on the scope. A basic refresh covering decoration, a new bathroom, and a kitchen might come in at £15,000 to £25,000. Adding structural work like extensions or loft conversions pushes the total to £50,000 or more.
Why do home improvement costs vary by region?
Labour rates are the main reason. Tradespeople in London and the South East charge significantly more than those in the North East, Scotland, or Wales. Material costs are fairly consistent across the UK, but labour typically makes up 40-60% of any home improvement bill, so regional differences can add 10-30% to the total.
What home improvements should I do first?
Start with anything structural or protective: the roof, damp issues, insulation, and the boiler. These prevent further damage and save money on energy bills. Next, tackle kitchens and bathrooms which add the most value. Leave cosmetic work like painting, flooring, and landscaping until last so it does not get damaged by earlier trades.
Can I do a full renovation on a £20,000 budget?
Yes, but you will need to prioritise. With £20,000 you could realistically afford a new boiler (£2,500), insulation (£2,000), a bathroom refit (£5,500), painting throughout (£3,000), and new flooring (£4,000) with a little left over. The key is getting multiple quotes and being smart about what you tackle first.
Are the prices on this tool accurate?
The prices shown are mid-range estimates based on typical 2026 UK costs for a standard three-bedroom semi-detached house. They are adjusted by region to reflect local labour rates. Actual costs will depend on your specific property, the specification you choose, and the tradesperson you hire. We always recommend getting at least three quotes for accurate pricing.