Home Renovation Budget Planner
Enter your total budget and see exactly which home improvements you can afford. The planner prioritises jobs based on what matters most to you, whether that is adding value, cutting energy bills, or fixing problems.
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How this calculator works
Our renovation budget planner takes your total budget and works out which home improvements you can realistically afford. You enter a budget figure and choose a priority: maximise property value, reduce energy bills, or fix essential repairs first. The tool then allocates your budget across the most impactful improvements in priority order.
Each improvement is priced at mid-range specification for a typical three-bedroom semi-detached house, adjusted for your UK region. The planner shows what each job costs, how much value it adds to the property, and how much it could save on energy bills where relevant. As you toggle improvements on and off, the remaining budget updates in real time.
These are budgeting estimates designed to help you make informed decisions about where to spend your money. Actual costs will vary based on your property's condition, the specification you choose, and the contractors you hire. Use this tool to build a shortlist, then get proper quotes for each job before committing your budget.
Frequently asked questions
How much should I budget for a full house renovation?
A full house renovation in the UK typically costs between £20,000 and £60,000 for a standard three-bedroom semi-detached. A basic refresh covering decoration, a new bathroom, and a kitchen might come in at £15,000 to £25,000. If you are adding structural work like extensions or loft conversions, expect to spend £50,000 or more.
Which home improvements add the most value?
Kitchens and bathrooms consistently add the most value, typically returning 50-70% of their cost in added property value. Loft conversions and extensions can add even more because they increase usable floor space. Smaller improvements like fresh paint and new flooring offer the best bang for your buck.
What order should I do home improvements in?
Start with structural and essential repairs: roof, damp, insulation, boiler, and windows. These protect the building and stop things getting worse. Next, tackle big jobs like kitchens and bathrooms while the house is already disrupted. Finish with cosmetic work like painting, flooring, and landscaping so nothing gets damaged by earlier trades.
How can I save money on home renovations?
Get at least three quotes for every job. Time your project for autumn or winter when tradespeople tend to be quieter. Buy your own materials where practical. Do the cosmetic jobs yourself if you are handy. And always check for government grants, particularly for energy efficiency upgrades like insulation and heat pumps.
Should I renovate all at once or in stages?
Doing everything at once is usually cheaper because tradespeople can bundle work, you only pay for scaffolding and skips once, and the disruption is shorter overall. But staging the work is easier on your cash flow and lets you live in the house while things happen. If budget is tight, stage it but start with essentials and energy efficiency first.